Baldwin, Frederick D.
From Santa Cruz County history wiki
Frederick D. Baldwin (1847-1940), native of Massachusetts, came to Santa Cruz in the 1870s, and was engaged in north-coast dairying. In the later years of his long life, he was involved in banking, and in 1908 had a house built on upper Locust Street, which remains today.
- John L. Chase, The Sidewalk Companion to Santa Cruz Architecture (4th ed. 2023), Chapter Four, item (47), page 108 (image).